NMLS #1990205

Dane Residential Mortgage, Inc

California Mortgage Broker

Call or Text: (949) 584-7590

See what you qualify for in about 60 seconds or less.

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Congratulations! You're ready to buy a home!

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
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About Frank Crucet

Mortgage Broker

NMLS #1990205

Frank@danerm.comThe City of Lake Forest

Lake Forest, CA 92630

(949) 584-7590

At Dane Residential Mortgage, we have the flexibility to provide tailored financing options to creditworthy prime and non-prime borrowers that meet the minimum underwriting requirements. We welcome all borrowers and look forward to explaining all possible lending options available to you.

Dane Residential Mortgage is owned and operated by Frank Crucet, a licensed mortgage broker in California. Our team has over 45 years experience in mortgage lending and built a reputation of no nonsense lending in Lake Forest, California and surrounding areas. Our client base range from the first time home buyer to the multi-million dollar investor. At Dane Residential Mortgage Inc. our primary goal is to build long term relationships.

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Congratulations! You're ready to refinance your home loan!

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.
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